Check our list of the top bookies to pay via the Indian national e-wallet UPI. We have selected the best UPI betting sites, offering secure and fast payments, excellent betting options and lucrative bonuses. Read and learn about the benefits of these sportsbooks.
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UPI, one of the most popular payment systems, has appeared on betting platforms in India. This banking method allows you to make instant and secure transactions in local INR currency. This approach to betting is perfect for Indian users because registration in this payment system is quick and easy.
Next, we will take a closer look at all the features of UPI and tell our readers about all the advantages. If you want to receive instant deposits and withdrawals at bookmakers, then this Indian payment method is for you.
What is UPI?
Unified Payments Interface (UPI) — is a payment method that allows Indian users to make deposits, pay for purchases and receive payouts through bank transfers. Payments are made via Payment Page and Gate, refunds via Gate, payouts via Gate and Dashboard. RBI Governor Dr. Raghuram G. Rajan launched the pilot program in Mumbai on 11 April 2016.
Thanks to its functionality and features, betting sites that accept UPI have shown excellent performance. As of 2022, it has over 350 partner banks and processes hundreds of thousands of monthly transactions totaling 11.16 trillion INR.
Based on the numbers, you can understand that this system of digital payments has gained huge popularity in India. All this is due to the ease of use, speed, and safety, which includes Secure Socket Layer (SSL) technology with 128-bit high-security encryption.
UPI 123PAY
We are used to the fact that the Internet is necessary for any transaction, but there are different situations. So RBI and NPCI have launched UPI 123Pay, which will allow customers to make digital transactions without connecting to the Internet.
You don’t need a smartphone to make a payment, just a classic push-button phone. Indian users have four deposit options with UPI 123Pay:
Calling a pre-defined IVR number;
Payment via missed call;
Payment through Functionality Implemented by OEM;
Via Proximity sound-based payments.
How to Open a UPI Account in India
To register, you need to download a separate mobile app, «BHIM,» to your smartphone. You can do this using the Play Market or App Store. Before you start signing up, you must ensure that your phone number is registered with an Indian bank and that you have a debit card from there. After that, you should complete the following steps:
Select the language you want from the list of languages provided.
Confirm your phone number with a special SMS that the bank will send you.
If you confirm the request, you will find yourself on the main page of UPI. If the attempt is unsuccessful, you will be prompted to dial a USSD code, which is available only for Android devices.
The registration will be completed as soon as BAHIM (UPI) recognizes your number.
1xBet currently houses more than 400,000 users in India. Along with a generous Welcome bonus of up to INR 20000, you can bet on various sports events, including cricket, football, basketball, tennis, etc.
Besides, this platform is literally the one to let you bet on TOTO-15 and TOTO Correct Score. The most active Indian bettors can participate in the exclusive 1xBet Cup tournament.
The platform offers competitive odds, and you can choose from various betting options, such as single bets, accumulators, and system bets.
Additionally, 1xBet offers various payment options, including Indian rupees.
Lucrative bonus offers for new and regular bettors
Cons
The odds for some sports might’ve been more competitive
Managed by Betway Limited (C39710), Betway India offers various sports betting options, including cricket, football, tennis, and more.
You can also try such exotics as Teen Patti and Andar Bahar.
The site is popular for its competitive odds, live betting options and quick payout processes. You’ll enjoy these perks with a minimum deposit of INR 200. Here, you’ll also receive a bonus of 2,500 INR.
Licensed by the Malta Gaming Authority, Betway also offers a mobile app. There is 24/7 customer service.
Chancier B.V. in India operates 10Cric. The bookie holds a Curaçao issued license under number 147277 and a sublicence No. B2C-9K44NCA2-1668/JAZ issued by Curacao e-Gaming.
The sportsbook offers miscellaneous sports to bet on, including cricket, football, basketball, and more. You’ll encounter live streaming and real-time updates on scores and odds.
The site unlocks 32,000 INR bonus with a minimum deposit of just INR 1000. Together with traditional payment options, you’ll easily use crypto: Ethereum, Bitcoin, and Dogecoin.
22Bet is another sportsbook with a Curaçao license for Indian bettors. It offers various sports, including cricket, football, ski jumping, killer joker, horse racing, casino games, and virtual sports.
The site is user-friendly and offers various payment options, including UPI, Paytm, PhonePe, and Google Pay.
New Indian players can enjoy a 100% bonus of up to 10,000 INR on their first deposit.
22Bet’s customer support is available 24/7 and can be reached through email, live chat, or telephone. Overall, 22Bet is a reliable and trustworthy betting site for Indian players.
Requirements for bonuses might’ve been more accessible
With about 30k bettors online daily, 4rabet is a popular sports betting site in India. Its daily winning pool is INR 69,352,844. The website offers diverse sports betting options, including cricket, football, tennis, horse racing, etc., with a record winning of INR 109,437,433 for all time.
You’ll be eligible for a brilliant 100% up to 15,000 INR for your first deposit. Besides, the site provides unassailable and secure payment methods and quick withdrawals. With its exciting and lucrative promotional offers, 4rabet is a preferred choice for many sports bettors and online casino enthusiasts in India.
How to Deposit at an Online Betting Site Using UPI
It’s a quick and easy process to replenish your account with an e-wallet. To do this, follow a few simple steps:
Find betting sites that accept UPI. You can see this information at the bottom of the bookmaker’s main page or in the “Payments” section.
Go through registration and verification so that the site administration will allow you to make money transactions.
Go to “Cashier” and select the “Deposit” option.
Select the UPI bank method, enter the desired deposit amount (considering the sportsbook’s minimum limit), and confirm the operation.
The money will be in your account in a couple of minutes, and you can make your first bet.
UPI Deposit Limits
On the expanses of betting platforms, you can meet different limits for the deposit. They all have different values and vary depending on your chosen payment method. Let’s take a look at the top 5 bookmakers in India who accept payments in INR using UPI.
Bookmaker
Min deposit
Max deposit
1xbet
350 INR
35,000 INR
22Bet
300 INR
N/A
BetWinner
500 INR
1,00,000 INR
MegaPari
55 INR
N/A
4rabet
100 INR
5,000,000 INR
UPI Deposit Transaction Speed
If you want to start playing immediately, UPI betting sites in India will definitely suit you. Making a deposit takes anywhere from a few seconds to a few minutes. This payment method will instantly transfer money to your account at the bookmaker’s office.
The only nuance is that you need to fund your e-wallet in advance with the available Indian banks. It’s very easy to do if you have a local phone number and a debit card from such a bank.
How to Withdraw Money Using UPI
In order to get your winnings, you need to follow these step-by-step instructions:
Log into your account and ensure you have the minimum allowed withdrawal amount set by the platform you are playing on.
Go to the “Cashier” section and select the “Withdrawal” function.
Select the UPI method, fill in the payment details, and enter the desired amount by choosing the currency (Indian Rupees).
Confirm the transaction and wait for the money on your account for a certain period, prescribed on the site.
UPI Withdrawal Limits
Before withdrawing your winnings, you need to familiarise yourself with the limits, which are individual for each bookmaker. Let’s take 5 popular betting platforms in India as an example to see what withdrawal limits the UPI payment system has on them.
Brand
Min withdraw
Max withdraw
1xbet
700 INR
N/A
22Bet
300 INR
No
BetWinner
1,000 INR
N/A
MegaPari
1,000 INR
No
4rabet
1,000 INR
20,000 INR
UPI Withdrawal Transaction Speed
If you choose this payment system, it will not make you wait long. All of the above bookmakers process your withdrawal payment within 15 minutes, which is one of the best indicators. But this interval can reach several hours or a couple of days.
UPI transaction fees in India
Our team provides the most up-to-date information on changes to this payment system. Therefore, from April 1, 2023, UPI transactions made through prepaid instruments such as e-wallets and cards will be subject to an interchange fee of 1.1% for merchant payments. That’s a pretty small percentage for such operations.
After that also comes the next clarification that the interchange fee will be charged only on certain merchant transactions over Rs. 2,000.
Mobile UPI Payments
Indian users can get a completely comfortable mobile betting experience thanks to the UPI app. You can make payments in just a few clicks from your smartphone or tablet by downloading the application. You can use operating systems like iOS and Android.
With the mobile app, users can easily check their balance accounts, make transactions, and view all the necessary details like fees and commissions. If even the betting platform does not have a mobile application, players can use the browser version where UPI payments will also be available.
Advantages and Disadvantages of Using UPI at Online Betting Sites
We have considered in detail all the features of the Indian UPI payment system and are ready to highlight its strengths and weaknesses. During this analysis, we will show you the pros and cons of the best betting websites in India with UPI. If you still need to decide whether to use this method, the following blocks are for you.
Pros
Widely available on the Indian market, as it is a local company and accepts INR;
Proven, trusted, and credible. The government regulates the payment system and also uses modern encryption methods that keep customer data safe;
Instant deposits allow you to go straight to gameplay;
Rapid withdrawals that take from 15 minutes to several hours;
Fewer restrictions;
You do not need the Internet to deposit UPI;
Special bonus offers from bookmakers for using this deposit method.
Cons
Not all betting sites in India accept UPI, especially for withdrawals;
Exchange rates can be high. As with any other payment system, you may encounter double conversion or currency exchange transactions for which you will be charged a certain percentage;
Fees for withdrawing funds from your UPI Account. Since April 1, 2023, there has been a new rule which says that there will be an additional fee of 1.1% for such a transaction.
Alternatives: UPI vs. Other Payment Methods
If a player didn’t find UPI on the betting platform, he could use alternative options like the best Astropay online betting sites in India. We will tell you about 5 known payment methods which are widely used in India and accept local currency. You can see their pros and cons, choosing the most convenient variant for you.
PayPal
PayPal is an electronic payment system that is available worldwide. The company was founded in 1998 in California, USA. More than 25 international currencies are available for 202 countries, including India.
Pros:
Fast registration and easy to fund your account with credit/debit cards;
Has a convenient mobile application where you can quickly make transfers;
Uses effective customer data encryption methods.
Cons:
Additional fees for transactions and money transfers;
Rarely available at Indian bookmakers, unlike betting sites with UPI withdrawal.
PayU
PayU is a payment service provider that originated in 2002 in the Netherlands. The system became widely used in India due to the availability of the Indian rupee and favourable terms of use. A purely Indian alternative is Paytm, and the best Paytm betting sites in India are specifically designed for local wagers.
Pros:
Excellent integration, which allows easy make payments on bookmakers platforms;
Availability of a mobile application for convenience;
One of the best customer support, which is interested in its users and always ready to help with questions.
Cons:
Fees for bank transfers and replenishments;
Long registration due to verification.
Skrill
It is one of the most common payment methods because you will find Skrill on almost every bookmaker’s website in India. The e-wallet has quite low transaction fees and can compete with many other companies due to its 25 years of good reputation.
Pros:
Fast payment processing for both deposit and withdrawal;
Available on almost all betting platforms;
The possibility of replenishing the wallet with cryptocurrency.
Cons:
Mandatory verification, which takes time;
Internal transfer fees.
Neteller
It is an electronic payment system that was created in 1999 in the UK. Most often, Neteller is used for online shopping and gambling because it offers favourable conditions of use and Indian betting sites UPI. The best Neteller online betting sites in India also provide a variety of banking options.
Pros:
Available in India and accepts local currency;
Mandatory verification which helps protect your account;
VIP program for loyal users.
Cons:
Additional fees for deposits and transfers;
Not always available for the two payment functions on betting sites.
EcoPayz
Our list is closed by another payment system with more than 20 years of experience. At the moment, the company is under the control of PSI-Pay Ltd. and has its origin in Great Britain. EcoPayz offers favourable and convenient conditions for deposits and withdrawals in online gambling. However, if these alternatives are not enough for you, we can recommend the best Google pay online betting sites in India.
Pros:
The ability to replenish account through bank cards, money transfers, as well as electronic wallets;
High level of client data protection;
Fast processing of payments, which allows you to immediately start the gameplay.
Cons:
A small number of countries and currencies are available;
There are internal commissions for payment transactions.
UPI Betting Site in India – Opinions and Conclusions
After reading this review, you know exactly how to determine which betting sites accept UPI. We’ve analysed that the Indian payment system is perfect for deposits and withdrawals because it takes 15 minutes to several hours and accepts INR.
One of the major advantages of this option is the ability to make deposits without the Internet. The company cares about its customers and tries to meet their needs.
The e-wallet has a fairly low-interest rate for its services. If usually, the payment systems have 1.5% for a transaction, UPI offers only 1.1%. This allows you to save money when transferring to a sportsbook.
The only drawback is that this banking method is only sometimes available for withdrawals. So study this question carefully before you play.
If you want to get your money instantly and pay minimal fees, UPI is the perfect option for Indian users.
Betting on sports is profitable if you have selected competitive markets and favorable odds in advance. When conducting such examinations, it is important to be able to use the right resources and statistics.
Our users should get the best offers on the market, and this requires the right partners and an approach to each client. For this purpose I use statistical and analytical skills, which helps to create profitable offers. The field of sports is diverse, so it takes a lot of time, knowledge and rules to understand it.
What is UPI and How Does It Work for Indian Bettings Sites?
This is an Indian payment system that allows you to make deposits and withdrawals in local currency. You can fund your UPI account using any available methods like credit/debit cards, bank transfers, or e-wallets.
Which Indian Bettings Sites Accept UPI Payments?
Most of the platforms accept this option. We have highlighted for you the top 5 Indian bookmakers with UPI: 1xbet, 22Bet, BetWinner, MegaPari, and 4rabet.
What are the Advantages of Using UPI for Betting Payments?
First of all, it is a favourable interest rate for transfers compared to competitors. Secondly, it is possible to make transactions without the Internet. Thirdly, withdrawal takes an average of 15 minutes.
Are there Any Restrictions on Using UPI for Betting Transactions?
We have not found any internal restrictions on the payment system. But when playing on such sites, you must adhere to the operator’s limits. If you do not adhere to these limits, you can lose money.
Is It Safe to Use UPI for Betting Payments?
Yes, because the company uses Secure Socket Layer (SSL) technology with 128-bit high-security encryption. This protects customer information from third parties and does not transmit data directly to the betting site.
Are There Any Fees Associated with Using UPI for Betting Transactions?
Yes, with all the details of additional fees, you can meet on the official website of the selected bookmaker. Usually, UPI does not charge a commission for the full amount, but some platforms may.
How Long Does It Take for a UPI Betting Transaction to Be Processed?
If you make a deposit, the transaction is processed instantly, and the funds appear in the account in a few seconds. Regarding withdrawals, the process varies from 15 minutes to several hours.
Can UPI Be Used for Both Deposits and Withdrawals on Betting Sites?
Yes, but for this, you will need to do a good search because most platforms offer only the deposit function for this method. But some websites offer withdrawals as well.
Are there Any Daily or Monthly Transaction Limits When Using UPI for Betting Payments?
The daily transaction limit for UPI payments is 100,000 Indian Rupees per day, and there is no monthly transaction limit. However, individual banks may have their own transaction limits that are lower than the UPI limits.
How Do I Create a UPI ID for My Betting Account?
The payment system will make an ID for you. You only need to download the app, be a client of one of the local banks, and have an Indian phone number. After the e-wallet has verified your details, it will generate your personal ID.
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